Health Insurance
Background
Your Health, Our Priority: We connect you to comprehensive health coverage tailored to your needs. Our licensed agents guide you through a variety of plans, ensuring you find the perfect fit for peace of mind and well-being.
Navigating Health Choices: At Melissa Renee Agency, we understand that health insurance decisions can be overwhelming. Our licensed agents simplify the process:
​
-
Personalized Guidance: We assess your needs, budget, and preferences to recommend suitable plans.
-
Carrier Expertise: With access to multiple carriers, we find options tailored to your area.
-
Enrollment Assistance: From application to enrollment, we’re by your side.
-
Coverage Clarity: We demystify terms, deductibles, and benefits.
-
Client Advocacy: Your well-being drives our commitment.
-
Local Touch: Serving our community with care.
Medicare Annual Enrollment 2025
-
October 15, 2024: Annual Enrollment Period begins
​
-
December 7, 2024: Annual Enrollment Period ends — last day to enroll in coverage for January 1
​
-
January 1, 2025: First date that coverage can start
Marketplace Open Enrollment 2025
-
November 1, 2024: Open Enrollment begins — first day you can enroll in, renew, or change plans.
​
-
December 15, 2024: Last day to enroll in or change plans for coverage to start January 1.
​
-
January 15, 2025: Open Enrollment ends — last day to enroll in or change plans for the year with coverage starting February 1.
States in which the Marketplace Open Enrollment period differs for 2025:
-
California: November 1, 2024 - January 31, 2025
-
Washington DC: November 1, 2024 - January 31, 2025
-
Idaho: October 15, 2024 - December 15, 2024
-
Massachusetts: November 1, 2024 - January 23, 2025
-
New Jersey: November 1, 2024 - January 31, 2025
-
New York: November 1, 2024 - January 31, 2025
-
Rhode Island: November 1, 2024 - January 31, 2025
Feature Plan
New Era Life: PAL Plans
OurÂ
Service
To You
Service
Simplify your health insurance journey with our expert brokerage services. We offer personalized plan selection, detailed comparisons, and enrollment assistance to ensure you find the right coverage.
Our team supports you with policy or application updates, claims advocacy, and information on subsidies.
We guide Medicare and Medicaid clients, advise on group plans for businesses, and keep you informed on healthcare legislation.
​
Additionally, we encourage you contact us in order for us to assist you in making appointments and efficiently using your benefits.
Benefit from our educational resources, customer support, and insights into provider networks, wellness programs, emergency coverage, and telemedicine options.
Trust us to make health insurance straightforward and stress-free today.
30 min
1 hr 30 min
The Problem
​Complexity and Choice Overload: Navigating health insurance options can be overwhelming. Consumers face a multitude of plans, coverage levels, and terminology.
Our Solutions
Guidance and Clarity: At Melissa Renee Agency, our licensed agents simplify health insurance:
1. Personalized Recommendations: We assess your needs, budget, and health requirements.
2. Carrier Expertise: With access to multiple carriers, we find tailored plans.
3. Enrollment Assistance: From application to enrollment, we guide you.
4. Coverage Education: We demystify terms, deductibles, and benefits.
5. Advocacy: Your well-being drives our commitment.
6. Local Support: Serving our community with care.